Aboud Jumaan Gafla

Senior Customer Relations & Financial Services Professional
Mariakani, KE.

About

Results-driven sales and customer relations professional with 5+ years of progressive experience in financial services and asset financing. Proven ability to consistently exceed sales targets, cultivate strong client relationships, and drive significant revenue growth. Adept at strategic negotiation, deal closure, market analysis, and optimizing operational efficiency to maximize business opportunities and enhance customer satisfaction.

Work

Watu Credit Limited
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Senior Customer Relation Officer

Nairobi, Nairobi, Kenya

Summary

Senior Customer Relations Officer driving client engagement, dealer network expansion, and operational efficiency within asset financing.

Highlights

Cultivated and maintained robust relationships with a portfolio of new and existing dealers, strengthening partnerships and driving sustained business growth.

Orchestrated complex coordination and planning initiatives, consistently achieving project milestones and deliverables according to schedule in a fast-paced environment.

Increased customer satisfaction by proactively resolving complex issues and implementing performance improvement strategies for continuous service enhancement.

Managed end-to-end logbook monitoring, handling, and follow-up requests, including NTSA portal acceptance, ensuring seamless loan completion and regulatory compliance.

Watu Credit Limited
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Credit Risk Analyst

Nairobi, Nairobi, Kenya

Summary

Credit Risk Analyst responsible for comprehensive credit assessments, optimizing onboarding processes, and enhancing communication channels.

Highlights

Executed comprehensive credit assessments utilizing leading credit reporting agencies, ensuring 100% accuracy and strict adherence to risk management protocols.

Optimized customer onboarding processes by implementing streamlined documentation reviews, substantially reducing processing times and enhancing client satisfaction.

Developed efficient communication channels with suppliers, facilitating prompt resolution of outstanding balances and cultivating productive business relationships.

Coordinated electronic distribution of remittance advice and supplier statements, ensuring clear, timely communication and enhancing stakeholder relations.

Improved document management practices, enhancing accuracy, accessibility, and compliance with internal policies to support operational integrity.

Watu Credit Limited
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Credit Officer

Nairobi, Nairobi, Kenya

Summary

Credit Officer managing client portfolios, ensuring payment adherence, and implementing efficient debt recovery strategies.

Highlights

Monitored and controlled payments for an assigned portfolio of clients using company software, optimizing portfolio health and minimizing risk.

Ensured client adherence to payment schedules through proactive follow-up calls and reminders, significantly reducing delinquency rates.

Identified and implemented efficient debt recovery methods for overdue clients, optimizing collection rates and minimizing bad debt.

Maintained accurate daily records of clients' financial status, providing timely reports to management for informed decision-making.

Mentored and trained new interns and trainees, enhancing team capabilities and knowledge transfer within the department.

AAR Insurance Limited
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Sales Executive

Nairobi, Nairobi, Kenya

Summary

Sales Executive responsible for identifying profitable markets, exceeding sales targets, and enhancing customer understanding of insurance products.

Highlights

Identified and penetrated profitable new markets through engaging sales presentations, expanding market share and increasing client base.

Consistently achieved and significantly exceeded monthly sales targets through strategic prospecting and robust relationship building.

Educated customers on product features and value propositions, increasing product understanding and driving sales conversions.

Developed and executed comprehensive sales strategies, consistently meeting and surpassing targeted sales objectives.

Rabai Power Limited
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Attached Procurement Officer

Rabai, Kilifi, Kenya

Summary

Attached Procurement Officer supporting supply chain operations, including purchase orders, tendering, and inventory management.

Highlights

Assisted in the accurate and timely generation of local purchase orders for specified registered suppliers, ensuring procurement efficiency.

Actively participated in the end-to-end tendering process, including rigorous evaluation of tender documents, ensuring compliance and best value.

Supported efficient inventory management by assisting with issuing, receiving, and conducting accurate stock takes, minimizing discrepancies and optimizing stock levels.

Education

Technical University of Mombasa
Mombasa, Coast, Kenya

Bachelor's Degree

Procurement and Supply

Courses

Data Analytics

Microsoft Excel

Languages

Swahili
English

Skills

Sales & Business Development

Sales Target Achievement, Revenue Growth, Strategic Prospecting, Deal Negotiation & Closure, Market Research, Route Planning, Sales Strategy Implementation.

Customer Relationship Management

Client Engagement, Relationship Building, Customer Satisfaction, Issue Resolution, Dealer Relations, Stakeholder Management.

Financial Services & Risk Management

Asset Financing, Credit Risk Assessment, Credit Analysis, Loan Monitoring, Collections Strategies, Debt Recovery, Financial Reporting, Compliance & Confidentiality.

Operations & Process Improvement

Operational Efficiency, Process Optimization, Documentation Review, Logbook Management, NTSA Portal Operations, Continuous Improvement, Deadline Management.

Data & Technology

Data Analytics, Microsoft Excel, Company Software, Electronic Distribution.

Leadership & Team Development

Team Capability Acceleration, Training & Mentoring, Cross-functional Coordination, Communication Channels.

References

Mr. Moses Nzomo

Business Development Manager, AAR Insurance Kenya Limited, P.O Box 41766-00100 GPO, Nairobi. Cell phone: 0703063000

RAPHAEL BOSSO

Procurement and Logistics Manager, Rabai Operation and Maintenance Limited, P.O Box 34353 -80118, Nyali, Kenya. Cell Phone: 0719865835

Beatrice Musyoka

Head of Customer Relation, Watu Africa. Tel: +254793 489637